By Tricia Pimental | gls55 holdings ltd
When you imagine old Europe—those cobblestone alleys, medieval town walls, crenelated castles on hilltops, all soundtracked by the toll of church bells … Portugal delivers. Not in a touristy, contrived way, but as the standard day-to-day life of the country. It exudes history, beauty, and slow-paced living that is—by any standard other than financial—rich. (Although you needn’t be rich to enjoy it. Ex-pats report that their expenses here run to about one-third of what they were in the States.)
Quietly friendly, emphatically old-fashioned, and highly conscious of their illustrious history, the people of Portugal are what makes the country such a magical destination to retire to. It would be misleading to think that modernity has bypassed Portugal—it’s infrastructure, education system, and healthcare are as advanced as you’ll find anywhere—but the fast-paced rat race that seems standard in North America feels very much an optional lifestyle choice and not a hugely popular one at that.
Rocky, rugged Atlantic coasts where salt spray mists the air…green hills and winding country roads…medieval towns perched above deep river gorges…graceful cities of broad boulevards and bustling cafés…
Portugal, continental Europe’s westernmost country, lies quietly in the shadow of the larger, more boisterous Spain. With a sliver of coastline and an interior that can take you back centuries in time, Portugal in many ways still belongs to an earlier era. People are friendly and courteous, with an almost courtly manner. Family and friends are important, and people know their neighbors and the local shopkeepers. Ancient buildings look worn and lived-in, and quiet, cobbled lanes wind through seaside villages.
This is Europe as it used to be. And though modernity is overtaking Portugal quickly, you can still enjoy an old-style, Old-World life here.
Though its coast is the Atlantic, Portugal is typically Mediterranean, with the warm weather and lifestyle that you tend to find in Mediterranean countries. The sea, which forms the country’s western border, still plays a strong role in Portuguese life and diet: You’ll find fish and seafood on menus throughout the country.
Overall, Portugal is arguably Western Europe’s most affordable country. Even in the capital, Lisbon—one of Europe’s most charming and underrated cities—a couple can live comfortably from about $2,200 a month in residential neighborhoods just a half-hour’s walk from Lisbon’s central, most tourist-driven areas. (And you’ll leave the tourists behind.) In Portugal’s smaller cities and in the country’s interior, a couple’s budget can run from $1,700 a month.
Enjoy all this…and yet have First-World amenities at hand, including road and highway systems, good telecommunications and high-speed internet, museums and concert halls, chic restaurants, cafés, bars, and much more. Portugal has extensive bus and metro services in cities like Lisbon and Porto. Long-distance bus and train services carry you throughout Portugal and beyond, so you don’t need a car here. And modern airports can take you throughout Europe.
Pros and Cons of Living in Portugal
“No legacy is so rich as honesty,” wrote William Shakespeare. I agree. So I’m going to be straight with you. What’s the real story of Portugal? Is it as great as people say? Does the sunshine every day? Is it safe?
I’ve lived in Portugal for six years, in the north near Braga, the central region outside of the university town of Coimbra, and close to the capital of Lisbon. Here’s what I’ve learned.
Climate
Pros: Portugal’s climate is a warm, temperate, moist, forest climate with wet winters and dry summers. The average temperature is 71.6 F. You can drive this compact country from north to south in about five and a half hours. A road trip from west to east, from Lisbon to the Spanish border, takes less than half that time. Obviously, there’s not a great variation in climate.
Lisbon is popular with tourists not only because of its cultural offerings, cafés, restaurants, and physical beauty, but also its weather. Winter months bring about 10 days of rain and daytime temperatures of 50 F or higher, while in the summertime, wet days average from none to one or two, and the mercury hovers around 85 F.
Cons: In the north, winter means rain about half the time, and temperatures run about 10 degrees cooler year-round than farther south. Shorelines can be extremely windy. When we lived in Esposende, we were painfully aware of why it’s a kite-surfing mecca. The same applies to going down the coast, to the surfing destination of Nazaré, where a record was recently set with a 100-foot wave. Farther south, when we lived northwest of Lisbon and six miles from the beach, we needed a back-up plan when entertaining outdoors. Gusts would carry paper plates, plastic cups, and the occasional small dog upward in true Wizard of Oz fashion.
Earthquakes. More common on the islands of the Azores, they do occasionally occur on the mainland. The Great Quake of 1755 devastated Lisbon, of course. But if you’ve lived in Southern California as I have, most likely you won’t find it an area of concern.
Cost of Living
Pros: Ex-pats typically find their expenses in Portugal run about one-third of what they were in the States. While the exchange rate is not as favorable as it was when we first moved here, we still live a comfortable, although not extravagant, lifestyle for about $2,500 a month. If you choose to live in Porto in the north, Lisbon, or in the ex-pat havens of Cascais or the Algarve, you probably want to bump that up to $3,000. You can, however, keep that lower figure simply by moving 20 minutes away from a city center. Enjoy urban amenities, then head back to the ‘burbs and lower rent.
Cons: Electricity, gasoline, automobiles, and large appliances like washers and dryers are more expensive here than in the U.S. Tolls on the autostrada add up, too.
Safety and Security
Pros: The Global Peace Index rates 163 nations and has named Portugal the third safest country in the world. Gun ownership is permitted only for hunters and sportsmen, not for personal protection. The locals are peaceable people who seek to avoid conflict and just live their lives with family and friends. And eat fish and drink wine, of course.
Cons: Petty crimes of opportunity, mostly in large cities, exist everywhere. Portugal is no exception.
Medical Care
Pros: Professional, public, and private healthcare are available in clinics and hospitals throughout Portugal. Private insurance averages $46 per person monthly. We pay $40 a year per person for insurance entitling us to half-price doctor visits, and either uses public healthcare or pay discounted prices in the private system. The cost per person for catastrophic insurance is $90 per month.
Cons: Scheduled for surgery in the public system? Be prepared to wait for months for availability.
Proximity to the U. S.
Cons: Everyone wants to visit. If they’re coming from any distance they’ll want to stay long enough to make the trip worthwhile, so be prepared. Also, have varied tourist itineraries under your belt so you don’t begin to feel you’re a resident of all the palaces and castles you’ll invariably be showing them.
Activities and Recreation
Pros: With half the country coastline, there’s ample opportunity to enjoy surfing, snorkeling, boating, wind-surfing, and more. Landlubbers may opt for golf, tennis, horseback riding, hiking, and biking, or exploring Roman ruins...
Not so much for the outdoors? Head to the country’s marvelous museums, like the Tile Museum in Lisbon, or go shopping on the pedestrian walkway, Rua Catarina, in Porto, and quaff a beverage at the Belle Époque Café Majestic.
Cons: Let me think… Sorry, nothing comes to mind.
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